Insuring a Bright Future

 Will Alford is the founder and president of FPRS, LLC. He has over 15 years’ experience in the financial industry. As a former chemist for a global Fortune 100 company, he has an attraction to the technical details surrounding the design of all financial strategies for the people he works with. During this time, he has dedicated himself to developing a comprehensive knowledge of the financial process and how to incorporate it into dependable strategies to help people reach their goals.

Will is a leading expert in college planning, and is co-author of the book, “Cracking the College Financial Code”.

Will enjoys helping individuals and families with their financial planning at all stages of life, maintaining a passion for bringing honesty, clarity, and education to every conversation he has with his clients. Products and prices do not form lasting relationships.

Listening, understanding, and providing an appropriate recommendation provide the value necessary to benefit both the advisor and the client.

Will enjoys spending time with his wife and three children. When time allows, he also enjoys photography and maintaining his appreciation of chemistry through cooking.

 Jim has over 30 years of College and Retirement planning experience. He is passionate about positioning students and families so they do not over pay of college, and helping families secure their retirement with a lifetime income. This process enables the student to graduate with smaller student loans and the family to have larger pool of assets for retirement.

Have you asked yourself:

• How do I manage the rising cost of college tuition?
• How do I balance affording tuition with saving for retirement?
• Where can I find an experienced college planner who knows how to enhance my retirement at the same time? 

 Michael’s background includes over 30 years in Commercial Banking in Metro-Detroit and most recently helping families navigate the College Planning spectrum through his involvement with FPRS. 

Michael joined the firm in 2016 after learning about the benefits and resources that were provided by the company when he had 2 children in college. He enjoys meeting with families and incorporating his extensive financial services background in designing College Planning strategies specifically for each family.

He also helps students and families accelerate the elimination of any debt they may have already acquired. Michael and his wife of 28 years, Stacy, reside in Macomb Township with their 2 grown children. He enjoys camping, golfing and mountain biking. 

Tom’s formal education includes an electrical engineering degree from Pratt Institute in Brooklyn, NY. He has worked as an engineer for an automotive manufacturer, owned a graphic design and marketing company, and provided technical analysis of financial markets for various financial advisors. 

Tom’s community activities include serving as a scout leader in Boy Scouts of America for over two decades, servings on various boards and committees in his community, and is currently a Planning Commissioner in Troy, MI. 

The motivating factor for Tom to join the company was finding out after the fact that he and his wife greatly overspent for their son’s college education. His goal is to help others from making similar mistakes. His joys include family, making connections with people and ideas, and planting flowers in the Spring.